After the S&L meltdown in the late 1980s, FDIC insured lenders were required to order appraisals and not accept borrower or broker provided ones. New EPA guidelines and rules are making it harder to avoid liability in environmentally “challenged” properties where it can be shown that the lender did not exercise proper “due diligence” with regard to its environmental investigation. [...] I can always fund some commercial loans, which is our specialty! Save your money for third party reports until you have applied for a mortgage, otherwise you will be ordering your reports twice.
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